The customer can purchase jewellery from the 13th month of enrolment with full benefits.
1. The monthly advance against purchase of jewelry must be equal and paid continuously for eleven months. The advance payments cannot be extended beyond 11th month and is not transferable under any circumstances.
2. On completion of twelfth month from the date of enrolment, the customer will be eligible to purchase the selected Gold jewelry, Silver Jewelry and Silver article with AVT Gold Scheme limited to the accumulated value or the accumulated Gold weight.
3. The monthly advance against purchase of jewelry must be paid within the 10th of every month. The advance amounts paid will not be eligible for any interest.
4. Customers will have to bring the customer receipt book every month while paying the advance amount, and should be surrendered at the time of purchase of jewelry.
5. Customers who choose to discontinue within said period (12 Months) enrolment will not be eligible for any benefit and can only redeem to the extent of accumulated gold weight under the plan.
6. Payments of monthly advance against purchase of jewelry beyond the stipulated period or payment for more than one month will not be allowed.
7. Customer who choose to pre- close the enrolment will not be eligible for any benefits.
8. When the customer purchases jewelry in excess of accumulated amount or excess of accumulated Gold, Silver weight remaining amount will be borne by the customer.
9. GST & any other Government levies at the time of delivery for all sales transactions will be borne by the customer.
10. The customer signature will be verified at the time of delivery.
11. AVT Jewellers at its sole discretion can alter, amend ,modify, add or delete any of the terms & Conditions from time to time.
12. All disputes are subjected to the jurisdiction of the complete courts in Nagercoil.